Young women can budget in the short term but struggle with long-term investments – The Conversation

Extract from an article by James Arvanitakis, Lauren Stanley and Trina Jorre de St Jorre Our investigation into the financial literacy of young women finds they are confident in implementing budgeting and savings strategies, but lack the knowledge and confidence required to implement long-term financial strategies. This is surprising given that financial literacy usually refers to not only … [Read More] Young women can budget in the short term but struggle with long-term investments – The Conversation

Financial Exclusion in Australia – Whose Problem Is This to Solve?

Extract from an article by Vinita Godinho, General Manager – Advisory, Good Shepherd Microfinance You might not know it, but one in every five Australian adults (3.3 million people) is financially excluded, unable to access safe, affordable, and appropriate financial products and services when they need them. This increases their likelihood of experiencing financial hardship and poverty. … [Read More] Financial Exclusion in Australia – Whose Problem Is This to Solve?

Homelessness in the News – Week Beginning 30th Jan 2017

Brotherhood Library Staff will monitor press and add to this post throughout the week  Friday 3rd February Daily Telegraph – Lawyer says Vic homeless ban won’t work Thursday 2nd February The Age – Plan to ban homeless people from camping in the city The Australian – Cops and protesters clash over Melbourne homeless camp The Australian – Melbourne homeless … [Read More] Homelessness in the News – Week Beginning 30th Jan 2017

Savings Scheme Helps Families Go Back to School in Digital Age – Pro Bono Australia

Extract form an article by Wendy Williams Since 2012, Saver Plus has seen a marked rise in participants using their savings on technology, rather than school books, with more than half now spending on digital devices such as a laptops or tablets. In the five years from 2012 to 2016 the number of claims for digital … [Read More] Savings Scheme Helps Families Go Back to School in Digital Age – Pro Bono Australia

How long do households remain in housing affordability stress? Journal of Housing Studies

ABSTRACT We develop a model that specifies the duration of housing affordability stress for particular types of households. Using panel data from Australia, households are considered in semi- and parametric analysis against different household characteristics, revealing whether these characteristics predict the duration of housing affordability stress. For most types of households, an experience of housing … [Read More] How long do households remain in housing affordability stress? Journal of Housing Studies

Inequality and inequity – Social Science Research

ABSTRACT Kelley and Evans (2017) found that income inequality (measured at the societal level) did not affect individual well-being in advanced societies but increased individual well-being in developing societies. This paper discusses how this empirical patterning of the inequality-well-being relationship may arise from mechanisms related to the relationship of inequality with economic development (at the … [Read More] Inequality and inequity – Social Science Research

The new income inequality and well-being paradigm – Social Science Research

ABSTRACT Based on earlier, mainly aggregate analyses, conventional wisdom previously held that income inequality reduces happiness. But aggregate models consistently yield misleading results in this domain, substantially because of intractable problems of sample size, confounding omitted variables, and conditional effects differing between poor developing nations, rich advanced nations, and nations in transition from Communism. Based … [Read More] The new income inequality and well-being paradigm – Social Science Research

Domestic violence also has an economic penalty – we need to tackle it – The Conversation

Extract from an article by Jane Bullen and Natasha Cortis While Australia has a national conversation on domestic violence, some of the harms of this violence remain in the shadows. The ways violence degrades women’s financial status and access to economic resources are particularly poorly recognised. Our research provides evidence for what many domestic violence practitioners have … [Read More] Domestic violence also has an economic penalty – we need to tackle it – The Conversation

A focus on financial resilience out of reach for Muslim women – Women’s Agenda

Extract from an article by Maha Abdo We must include and support Muslim women when talking about financial resilience, says Maha Abdo, the CEO of the Muslim Women’s Association who shares her story below. This interview is published with the help of Good Shepherd Microfinance, in the lead up to the Resilient Women Summit in Sydney, supported by … [Read More] A focus on financial resilience out of reach for Muslim women – Women’s Agenda

Money Minded Impact Report 2016: The role of financial education in a family violence context – RMIT

EXECUTIVE SUMMARY – Extract Family violence affects all layers of society – individuals, families, communities, businesses and government. The impacts are extensive to all, but particularly to women. ANZ commissioned this research to explore the role of financial institutions in addressing the issues that arise from family violence. The role of all businesses includes a … [Read More] Money Minded Impact Report 2016: The role of financial education in a family violence context – RMIT

Do debts lead to disability pension? Evidence from a 15-year follow-up of 54,000 Finnish men and women – Journal of European Social Policy

ABSTRACT While over-indebtedness has emerged as a new social risk among Europeans as a consequence of economic recessions, its associations with health and disability are poorly understood. This study utilises longitudinal, register-based data to assess the associations of over-indebtedness with disability retirement. Severely over-indebted people were identified from the Finnish credit information register. For each … [Read More] Do debts lead to disability pension? Evidence from a 15-year follow-up of 54,000 Finnish men and women – Journal of European Social Policy

Inclusive financial literacy education for inspiring a critical financial consciousness: an experiment in partnership with marginalised youth – International Journal of Inclusive Education

ABSTRACT In the absence of critical inquiry, traditional financial literacy education risks socialising economically marginalised groups into an acceptance of the very power structures that created their marginalisation in the first place. The instructor-facilitator seeking to confront the challenge of promoting critical thinking about a subject widely accepted to be factual and esoteric faces considerable … [Read More] Inclusive financial literacy education for inspiring a critical financial consciousness: an experiment in partnership with marginalised youth – International Journal of Inclusive Education

Telecommunications affordability report shows those on low incomes missing out – ACCAN & SACOSS

Media Release A major report into telecommunications affordability today launched jointly by the Australian Communications Consumer Action Network (ACCAN) and the South Australian Council of Social Service (SACOSS) highlights concerns about low-income consumers in staying connected to telecommunications services. The report, Connectivity Costs: Telecommunications Affordability for Low-Income Australians, which was based on a survey of … [Read More] Telecommunications affordability report shows those on low incomes missing out – ACCAN & SACOSS

The High Cost of Economic Abuse in Relationships – Motto

Extract from an article by Jessie Van Amburg October is Domestic Violence Awareness Month, and according to the Centers for Disease Control, more than one in three women have experienced some form of violence or intimidation in a romantic relationship. Women are the victims of 76% of reported cases of domestic violence. But domestic violence doesn’t … [Read More] The High Cost of Economic Abuse in Relationships – Motto

Children with disabilities and trajectories of parents’ unsecured debt across the life course – Social Science Research

ABSTRACT Prior research shows that having a child with a disability is economically burdensome for parents but we know little about whether this burden extends to unsecured debt. In this study, we examine the link between having a child with a disability that manifests between birth and age 4 and subsequent trajectories in unsecured household … [Read More] Children with disabilities and trajectories of parents’ unsecured debt across the life course – Social Science Research

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