Social impact of banks (UK)

EXECUTIVE SUMMARY The 2007-10 banking crisis and recession have badly eroded trust in the banks. Besides the question of financial system stability, banks have been increasingly criticised for contributing to environmental, social and human rights problems. An adequate response to all these issues is required if banks are to regain public trust. This report discusses … [Read More] Social impact of banks (UK)

Social disparities in children’s vocabulary in early childhood – Does pre-school education help to close the gap?

Children start school with differing levels of skills. Thus, children of different social origin have different probabilities of educational success right from the start of their school career. This paper analyses how the gap in language abilities of children with different social backgrounds develops from age three to five. A focus lies on the question … [Read More] Social disparities in children’s vocabulary in early childhood – Does pre-school education help to close the gap?

Over half a million people will have undiagnosed dementia in 2021 (UK)

Alzheimer’s Society release new dementia figures on day of Tesco Charity of the Year announcement In 2021, over half a million people will be living with dementia that has gone undiagnosed. A new partnership between Tesco, Alzheimer’s Society and Alzheimer Scotland has for the first time mapped the state of dementia and diagnosis levels in … [Read More] Over half a million people will have undiagnosed dementia in 2021 (UK)

European ruling – Gender won’t be taken into account for insurance premiums (EU)

Insurers won’t be able to base premiums on the gender of policyholders, the European Court of Justice has ruled. Currently, gender can be taken into account providing insurers can justify this on the basis of risk analysis and claims statistics. From December 2012, insurance providers will no longer be exempt from a wider EU principle … [Read More] European ruling – Gender won’t be taken into account for insurance premiums (EU)

Consumer credit falls by 6% as families repay debt (UK)

Consumer credit lending fell by 6% in 2010, according to latest figures from the Finance & Leasing Association. December, traditionally a strong month for credit card borrowing, saw a year-on-year fall of 5%, reflecting consumers’ pre-Christmas reticence to spend on the high street. Store cards and store instalment credit fell by more than a quarter … [Read More] Consumer credit falls by 6% as families repay debt (UK)

Examining the potential for tenant feedback on private landlords (UK)

The private rented sector generates more complaints than almost any other. According to a new report issued today by Consumer Focus, the consumer watchdog, one of the biggest issues is that private renters often know very little about their landlords before signing a tenancy agreement. Today the watchdog has written to some of the largest … [Read More] Examining the potential for tenant feedback on private landlords (UK)

Do enterprise zones work? (UK)

ABSTRACT With the announcement of a new generation of Enterprise Zones widely expected in the Budget, This Work Foundation report warns they are likely to be ineffective at stimulating sustained growth in depressed areas. Enterprise Zones, tax breaks and other localised incentives may stimulate rapid investment in the short-term, but this typically lasts no more … [Read More] Do enterprise zones work? (UK)

Review of the survey of employer use and views of the VET system – NCVER

The Survey of Employer Use and Views of the Vocational Education and Training (VET) System is currently being reviewed by NCVER. This discussion paper is the first step in the review. It provides a framework for feedback and identifies key issues for consideration. NCVER is seeking input from users to identify their information requirements and … [Read More] Review of the survey of employer use and views of the VET system – NCVER

Almost being there – Video communication with young

Video communication is increasingly used to connect people around the world. This includes connecting young children with their parents and other relatives during times of separation. An important issue is the extent to which video communication with children can approximate a physical presence such that familial relationships can be truly maintained by this means. This … [Read More] Almost being there – Video communication with young

The determinants of educational attainment among the children of immigrants (Canada)

ABSTRACT – Extract This paper reviews the recent research on the determinants of the educational attainment among the children of immigrants born in Canada and the United States, also known as the second generation. The focus is on the gap in educational attainment between the second and third-and-higher generations (the children of domestic-born parents), as … [Read More] The determinants of educational attainment among the children of immigrants (Canada)

Effects of adult education vouchers on the labor market (EU)

ABSTRACT Lifelong learning is often promoted in ageing societies, but little is known about its returns or governments’ ability to advance it. This paper evaluates the effects of a large-scale randomized field experiment issuing vouchers for adult education in Switzerland. We find no significant average effects of voucher-induced adult education on earnings, employment, and subsequent … [Read More] Effects of adult education vouchers on the labor market (EU)

Employment effects of technological and non-technological innovations (EU)

ABSTRACT This paper attempts to shed new light on the effect innovation has on employment. Specifically, it identifies the net employment effects of technological product and process innovations as well as complementary non-technological organizational innovations which have so far mostly been bypassed in comparable analyses. The analysis applies the 4th Community Innovation Survey and determines … [Read More] Employment effects of technological and non-technological innovations (EU)

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